Seeking FEMA Money For ‘The Full Universe Of Victims’

assetContent (51)New Jersey’s two U.S. senators say the number of Hurricane Sandy cases currently in federal court doesn’t begin to represent all the victims harmed by the government’s “unfair” process to recover insurance claims after the storm. Those victims, lawmakers say, are entitled to FEMA settlements. On Friday, Democratic Sens. Robert Menendez and Cory Booker wrote to… Read the rest of this entry »

Posted: March 1st, 2015 | Author: | Filed under: Bob Menendez, Cory Booker, FEMA, Flooding, Hurricane Sandy, National Flood Insurance Plan, Superstorm Sandy | Tags: , , , , , , | Comments Off

Explainer: Why Many Sandy Victims Are Frustrated With Their Insurance Companies

2156Of the nearly 75,000 flood-insurance claims that New Jersey homeowners filed in the aftermath of Sandy, FEMA says that the National Flood Insurance Program had paid 58,055 policyholders a total of $3.9 billion as of early last month. But 6,532 claims were rejected and closed without payment, and throughout the region, some 1,500 cases remain bogged… Read the rest of this entry »
Posted: January 20th, 2015 | Author: | Filed under: FEMA, Hurricane Sandy, National Flood Insurance Plan, New Jersey, Superstorm Sandy | Tags: , , , , , | 2 Comments »

N.J. couple hit with $33K flood insurance bill after Sandy gets reprieve

assetContentUNION BEACH — Nine months ago Richard Drake opened a letter notifying him of a 55-fold increase in his flood insurance premium even though he and his wife, Sandra, raised their Union Beach home three feet above federal requirements. Since then, Drake feared the $33,000-a-year bill would force his family to walk away from the home… Read the rest of this entry »
Posted: January 16th, 2015 | Author: | Filed under: Bob Menendez, FEMA, Flood Maps, Flooding, Hurricane Sandy, Monmouth County, National Flood Insurance Plan, Superstorm Sandy | Tags: , , , , , , , , , , | Comments Off

Middletown Calls On Christie, Legislature To Allow Affordable Housing Funds To Assist Sandy Impacted Homeowners

IMG_3871 (640x427)Citing the shortage of federal and state funds available to assist Superstorm Sandy impacted homeowners in rebuilding their homes, the Middletown Township Committtee this week joined Marlboro Mayor Jonathan Hornik and Assemblyman Declan O’Scanlon in calling on the state legislature and Governor Chris Christie to put the more than $100 million in Affordable Housing Funds that are sitting dormant to work.

With a unanimous 5-0 vote, the committee passed a resolution on Monday, April 21, calling for legislation that would reinstate Regional Contribution Agreements (RCAs) “for the limited purpose of getting victims of Superstorm Sandy back in their homes during this time of need.”

RCAs were created in the original 1985 Fair Housing Act whereby towns with funds raised from developer fees or through bonding could transfer up to half of those funds to another community for the purpose of building affordable housing as required by the New Jersey Supreme Court’s Mt. Laurel decision.

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Posted: April 23rd, 2014 | Author: | Filed under: COAH, Declan O'Scanlon, Hurricane Sandy, Jersey Shore, Marlboro, Middletown, Monmouth County, National Flood Insurance Plan, NJ State Legislature, Tony Fiore | Tags: , , , , , , , , , , , , , , | Comments Off

Stronger than the storm?

New Jersey’s economy should be booming with reconstruction. It isn’t.

There should be hundreds of construction workers in Highlands, Union Beach, Sea Bright and other Sandy impacted communities every day.  They are not working and don’t look to be anytime soon.

Short changed by insurance companies/the National Flood Insurance Plan. Arduous applications for aid followed by red tape, bureaucratic incompetence and rules that halt rebuilding.  Expensive and time consuming zoning approvals to rebuild what was there before.  Pleas for help are answered with finger pointing between bureaucrats at different levels of government who are getting paid for their bullshit and going home every night.

“GO, GO, GO, REBUILD, you’ll get reimbursed,” we were told after the storm. We trusted our government. They lied.

Posted: April 23rd, 2014 | Author: | Filed under: #STTS, FEMA, National Flood Insurance Plan, Superstorm Sandy | Tags: , , , , , , , | Comments Off

Christie Administration Asks FEMA To Give New Jersey Residents And Businesses A 6-Month Extension To File Flood Claims Related To Superstorm Sandy

photo by Art Gallagher

photo by Art Gallagher

TRENTON –The Christie Administration today urged the Federal Emergency Management Agency (FEMA) to grant New Jersey residents and businesses who suffered property damage or destruction in Superstorm Sandy an additional six-month extension to file a complete flood insurance claim, or proof of loss, in connection with the storm. The Administration is asking that the filing deadline be extended from April 28, 2014 to October 28, 2014.

“Superstorm Sandy was the worst natural disaster to strike New Jersey in a generation, and the process of rebuilding has been expensive and complicated. Homeowners and business owners simply need more time to file their final flood insurance claims,” said Governor Christie. “Many property owners have begun to rebuild only to find there was more damage than they originally thought. This extension would give New Jersey residents the vital extra time they need to successfully navigate the flood claims filing process and restore and rebuild their properties.”

A proof of loss is a form used by the policyholder to support the amount they are claiming under the policy, which must then be signed, sworn and submitted to the insurance company with proper supporting documentation. An extension of the filing deadline would give homeowners and business owners additional time to evaluate newly discovered damages and costs, obtain proper documentation, and submit detailed information in a supplemental proof of loss.

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Posted: April 8th, 2014 | Author: | Filed under: Chris Smith, Christie Administration, FEMA, National Flood Insurance Plan, Press Release, Superstorm Sandy | Tags: , , , , , , | Comments Off

Menendez calls for hearings into post-Sandy flood insurance ‘low-balling’

Menendez calls for hearings into post-Sandy flood insurance ‘low-balling’ (via NJ.com)

MIDDLETOWN – Constituents have told Sen. Robert Menendez that the National Flood Insurance Program is feast or famine – high premiums feast on Jersey Shore residents, while low payouts force tough decisions on homeowners affected by Hurricane Sandy…

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Posted: March 28th, 2014 | Author: | Filed under: Bob Menendez, FEMA, Middletown, National Flood Insurance Plan, Superstorm Sandy | Tags: , , , , , , , | Comments Off

House Passes ‘Homeowner Flood Insurance Affordability Act’

Bill would reform National Flood Insurance Program, aims to protect homeowners from steep insurance hikes

Congressman Chris Smith and Monmouth County Shaun Golden prepare to survey Hurricane Sandy damage

Congressman Chris Smith and Monmouth County Shaun Golden prepare to survey Hurricane Sandy damage

WASHINGTON, D.C. – The House of Representatives voted last night to provide relief to hundreds of thousands of homeowners facing huge flood insurance premium rate increases, including many still recovering from the devastation caused by Superstorm Sandy. Congressman Chris Smith (NJ-04), who represents severely damaged areas in southern Monmouth and northern Ocean Counties, praised the vote.

“The bill makes targeted and necessary reforms and will prevent massive premium increases from hitting homeowners who simply cannot afford them—and cannot find a buyer to take them on, leaving them stranded and without a solution,” Smith said.  “Many cannot afford the recommended mitigation measures that may or may not reduce their premiums, creating a further environment of uncertainty. Accordingly, the Homeowner Flood Insurance Affordability Act slows the rate of increase that was included in the 2012 Biggert-Waters reform bill, allowing homeowners to remain in their homes and plan accordingly to continue flood insurance policies.”

The bill passed in a 309-91 vote. If enacted the bill will provide relief and stability to these homeowners and their communities while bringing reform to the National Flood Insurance Program (NFIP).  It also provides a mechanism for enhanced community participation in the flood mapping process and increases transparency by making information publicly available to impacted parties.

The Homeowner Flood Insurance Affordability Act (HR 3370), co-sponsored by Smith, remedies many of the unintended consequences of the so-called Biggert-Waters Act of 2012. It repeals certain rate increases on Pre-Flood Insurance Rate Map (Pre-FIRM) properties and restores Grandfathered Rates for Post-FIRM properties that were built to code at the time of construction. It prevents a property sale from triggering rate increases and refunds those who have already faced one.

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Posted: March 5th, 2014 | Author: | Filed under: Chris Smith, FEMA, Flood Maps, Flooding, National Flood Insurance Plan, Press Release | Tags: , , , , , | 1 Comment »