After Closing On A RREM Grant, DCA Says A New Home For Vietnam Vet Is Not In The Cards
By Art Gallagher
A Vietnam Veteran from Highlands and his 65 year-old wife had their expectations of a new home crushed last week when their RREM approved builder informed them that a stop work order had been placed on their project by the Department of Community Affairs, with no explanation. The family had prepared their house for demolition, based upon promises from DCA/RREM, and now fear they will be without a home.
Russell Card, a 72 year-old Vietnam Veteran from Highlands closed on his $150,000 RREM grant on July 28. He put up his $18,000 escrow to cover the difference between the cost of the project and the amount granted. Card, his wife Maureen and son Russell Jr, 35, prepared their home (which was built in the 1890’s and in the family since 1933) for demolition. They moved most of their belongings into a POD on their immaculately maintained property and moved themselves into an apartment the size of the living room in the Bay Avenue house they have lived in since 1986. By mid-September all the utilities were disconnected at the house and it was ready for demolition before their new home would be built. The funding for the new home was the RREM grant, a gap grant of $30,000 from Gap Funding Initiative and $17,762 that was remaining from a $55,000 grant Mrs. Card had received from her employer, CareOne, after Sandy filled their home with eight feet of water on October 29, 2012.Art Gallagher | Filed under: Chris Christie, Christie Administration, DCA, Department of Community Affairs, FEMA, Flooding, Highlands, Housing, Hurricane Sandy, Monmouth County, RREM, Superstorm Sandy | Tags: America's Home Plan, CBI-Shaw, Chris Adler, Christie Administration, Community Health Law Project, DCA, Deanna Loicono, Department of Community Affairs, Highlands, Lisa Ryan, Monmouth County, Reconstruction Rehabilitation Elevation and Mitigation, RREM, RREM grants, Russell Card, Russell Card Jr, Russell Card Sr | 10 Comments »
Homeowners filing flood insurance claims from damage caused by Hurricane Sandy now have more time to submit paperwork supporting their cases. The Federal Emergency Management Agency — which oversees the National Flood Insurance Program — is extending…
admin | Filed under: FEMA, Flooding, Superstorm Sandy | Tags: FEMA, Flood Insurance, Hurricane Sandy, Superstorm Sandy | Comments Off
New Jersey’s top environmental official said today he expected a backlog of applications for a Hurricane Sandy elevation program to be cleared by the end of the summer. Department of Environmental Protection Commissioner Bob Martin said roughly 2,…
admin | Filed under: Christie Administration, DEP, Environment, FEMA, Flooding, NJ Department of Environmental Protection | Tags: DEP, DEP Commissioner Bob Martin, Hurricane Sandy, RREM, RREM grants, Sandy Elevation Program, Superstorm Sandy | 1 Comment »
Bill would reform National Flood Insurance Program, aims to protect homeowners from steep insurance hikes
WASHINGTON, D.C. – The House of Representatives voted last night to provide relief to hundreds of thousands of homeowners facing huge flood insurance premium rate increases, including many still recovering from the devastation caused by Superstorm Sandy. Congressman Chris Smith (NJ-04), who represents severely damaged areas in southern Monmouth and northern Ocean Counties, praised the vote.
“The bill makes targeted and necessary reforms and will prevent massive premium increases from hitting homeowners who simply cannot afford them—and cannot find a buyer to take them on, leaving them stranded and without a solution,” Smith said. “Many cannot afford the recommended mitigation measures that may or may not reduce their premiums, creating a further environment of uncertainty. Accordingly, the Homeowner Flood Insurance Affordability Act slows the rate of increase that was included in the 2012 Biggert-Waters reform bill, allowing homeowners to remain in their homes and plan accordingly to continue flood insurance policies.”
The bill passed in a 309-91 vote. If enacted the bill will provide relief and stability to these homeowners and their communities while bringing reform to the National Flood Insurance Program (NFIP). It also provides a mechanism for enhanced community participation in the flood mapping process and increases transparency by making information publicly available to impacted parties.
The Homeowner Flood Insurance Affordability Act (HR 3370), co-sponsored by Smith, remedies many of the unintended consequences of the so-called Biggert-Waters Act of 2012. It repeals certain rate increases on Pre-Flood Insurance Rate Map (Pre-FIRM) properties and restores Grandfathered Rates for Post-FIRM properties that were built to code at the time of construction. It prevents a property sale from triggering rate increases and refunds those who have already faced one.admin | Filed under: Chris Smith, FEMA, Flood Maps, Flooding, National Flood Insurance Plan, Press Release | Tags: Chris Smith, Congressman Chris Smith, FEMA, House of Representatives, National Flood Insurance Plan, Press Release | 1 Comment »
FREEHOLD, N.J. – Federal officials are taking steps which may help residents of the hard-hit neighborhood of North Middletown as they face potential flood insurance increases as a result of new flood maps expected to be unveiled this week.
U.S. Rep. Chris Smith (NJ-04) said that as a result of congressional inquiry and meetings with local officials from Middletown, the Federal Emergency Management Agency (FEMA) and other state and federal agencies, FEMA has agreed to implement a comprehensive study and evaluation of the East Keansburg Levee system which FEMA had previously “de-certified” for flood protection, resulting in proposed steep flood insurance hikes for homeowners. If the study recognizes the levee system as flood protection that may prevent devastating flooding as it did during Superstorm Sandy and Hurricane Irene, it could lead to reduced risk assessment and lower insurance costs.
“Thousands of residents of North Middletown are looking at the very real possibility of their flood insurance premiums skyrocketing because FEMA no longer views some levee systems as adequate flood protection,” said Smith. “But as residents there know, for more than 40 years this neighborhood has been well served by a flood management system of levees, dunes, and pumps. This unique system has been effective since its installation in the 1970s. Even during Hurricane Irene and Superstorm Sandy, when much of the coast was badly flooded, the roughly 1,400 homes in North Middletown remained protected. To omit an evaluation of this levy system and a substantive analysis of any form of protection it might offer would be unfair to the residents.”
Smith sent a letter to FEMA Region II chief Jerome Hatfield on November 8 requesting the agency do a study, to which Hatfield replied that FEMA did not at the time have adequate funding.
“We are thankful that FEMA has now identified funding to undertake this important study, particularly after correspondence in which Administrator Hatfield stated that FEMA was looking to explore this option and work together with local stakeholders,” said Smith. “We hope this new study will enable FEMA to determine the effectiveness of the East Keansburg Levee system and provide them with the most comprehensive and up-to-date information as they conclude analysis of the region’s flood maps.”admin | Filed under: Chris Smith, FEMA, Flood Maps, Flooding, Press Release, Superstorm Sandy | Tags: Congressman Chris Smith, East Keansburg, FEMA, Flood Insurance, Middletown, National Flood Insurance Plan, North Middletown, Press Release | 1 Comment »